The Real Cost of Cash
Category: Comment, Investment, Pensions
Why do we use cash so much for our investments? I think the main reasons centre on the fact that it’s a safe investment. But that’s not entirely the full picture…. Inflation is eating away at your savings or cash investments every single day, inflation can wipe out its value just because its sitting in a bank account. Why: The Technical bit The Consumer Prices Index (CPI) is 2.9% the very best Fixed rate Cash ISA
More Innovation for First Time Buyers Stamp Duty Paid Mortgages Would you like someone to pay your stamp duty, perhaps you’ve saved up just enough for that nice shiny new house, but now have to set aside even more than you’d bargained for, to pay the tax man. Currently the rate for Stamp Duty is 1% on Properties valued at £125,001 through to £250,000, it doesn’t end there if the purchase price is higher the
MORTGAGE MARKET REVIEW – REGULATION OR MARKET CREATION & CONTROL How will this affect you, the consumer? As consumers you may or may not be aware of the Financial Services Authority’s mortgage market review. This was a review conducted by the FSA over the last few years, of how the mortgage market conducts itself. This review was heavily influenced by the financial crash in 2008. The FSA issued the policy statement (PS12/16) and the final
101: Things we DO like to talk about. Buy to Lets. The Buy to let market can be a little intimidating, not many people know all that much about it, but in the currently depressed housing market a buy to let can be picked up quite cheaply. With first time buyers finding it difficult to get on the mortgage ladder and buy their first home there is an ever increasing need for rented housing. Locally
THE END OF CHEAPER LIFE COVER FOR WOMEN – You and The EU Gender Directive!
Category: Comment, Life Insurance, Uncategorised, Updates
THE EU GENDER DIRECTIVE What every woman ought to know….. All men and women are created equal, but some have been more equal than others. The gender directive is meant to address this and it does! However, do we all want what is fair and what we may have campaigned for, what have we done? In our pursuit of equality have we got more than we bargained for? Statistically women live longer than men,
