Why poor Walt should have seen a Financial Adviser For those of you who haven’t seen the hit TV series Breaking Bad, the story follows Walt, a chemistry teacher who’s diagnosed with lung cancer and his radical approach to ensuring the financial security of his family on his editable demise. If you put Walt’s money laundering, corruption, extortion and generally becoming a criminal mastermind aside, would Walt have acted differently if he had known that he would be diagnosed with lung cancer?
Are you a member of the Sandwich ….
Category: Comment
Are you a member of the sandwich generation? The term ‘Sandwich Generation’ typically defines people between the ages of 45 and 60 who are caring for both elderly parents and children. Research conducted by Aviva in 2014 has shown that most people are aware of becoming ‘sandwiched’ but don’t plan for things like: · Reducing their working hours (and income) to care for an elderly parent. · Helping an elderly parent/child with rent/mortgage payments ·
Payday Lenders
Category: Mortgages
PAYDAY LENDERS – The bits they don’t tell you about We all have times where there seems to be more month than cash but before considering a payday loan, make sure you look at all the options… Did you know that taking out a payday loan can have an adverse effect on your credit score? No? Well, lenders view payday loans negatively as an inability to responsibly manage your finances and can imply all other
Forces Help to Buy
Category: Mortgages
FORCES HELP TO BUY (FHTB) Scheme According to the website GOV.UK there is a relatively low rate of home ownership in the armed forces. To help and encourage service men and women to get on the property ladder, move home due to reposting or change their home as family needs demand, the Ministry of Defence have introduced the Forces Help to Buy (FHTB) Scheme. The new scheme allows members of the armed forces to borrow
Things we don’t like to talk about:101 – An extra helping for the Overweight
Category: Life Insurance, Protection
Eat more, Drink more and Smoke: My advice for those looking to maximise their pension…. If you’re Overweight, Smoke, have high blood pressure or other health issues, for once it’s a good thing, you might qualify for extra income from your pension in retirement potentially up to 40% more! According to the Association of British Insurers 1 in every 2 people who retire could qualify for an enhanced annuity. Which means they could be losing