Exclusive 5% Deposit Mortgage Deal (Including First Time Buyers)

Good News for the Property Market – the 95% LTV Mortgage Deal Rides Again!

Leeds Building Society has launched an exclusive 95% LTV
(loan to value) product. The core product is a 3 year fixed rate with free
valuation* for all purchase and remortgages and free legal service for remortgages,
and is only available through mortgage brokers.

Key Highlights:

–          4.89% Fixed until 30/11/2016
–          £199 Booking fee (non refundable)
–          No Arrangement fee
–          Free Valuation (Purchase & Remortgage)
–          Free Legal Service – Remortgages only
–          Available to First time buyers, Home Movers and
–         10% capital overpayments allowed each year
This comes as very welcome news to all First time buyers.
Luckily there are no postcode restrictions on who can apply so for those
looking to get on the property ladder in Newark, Nottingham or Lincoln can
access this product though Dales Mortgage Advisers t: 01636 870069 or 0115
832 0265 e: advice@pndales.co.uk w: www.pndales.co.uk
All you need is 5% deposit, and where this differs from the
complex Home Buy scheme, which also facilitates buying with 5% deposit, this is
not restricted to New Homes, and clearly does not involve the equity loan of
the HomeBuy scheme.
Available to Remortgage and Home Purchase customers, whilst
its fabulous news for first time buyers the good news is not just restricted to
them, this product is available for all types of mortgages, not just first
timers. For remortgage clients there’s also the additional feature of a free
legal service for the conveyancing.
Add this to the existing “Welcome’ range of 0% interest rate mortgages for 3 to 6 months from
Leeds Intermediaries, and you have a very strong range of products, that really lend a hand to people trying to get on the housing ladder. 
“Higher LTV products fulfil a need for those that can afford
the repayments, but have found it difficult to save for a larger deposit during
the economic downturn” – Phil Coombes Leeds Building Society.
This is just the sort of product that the market needs to
help it get moving, first time buyers are the very start of the mortgage chain
and more and more argue that they simply can not afford to get on the housing
ladder, one of the main reasons for this is not lack of affordability, as often
the rents they are paying are as high as their mortgage would be, the biggest
single reason they can not get on the ladder is the deposit, this scheme offers
them a real & affordable opportunity.
Philip Dales Dip PFS Certs CII (MP & ER)
Advising Director
For more information on this or any other mortgage product or to see whether this mortgage product may be suitable for your circumstances advice please contact e: advice@pndales.co.uk or call t:01636 870069. 
The mortgage highlighted here may not be suitable for your
circumstances and as such the above is not advice, and should not be treated as
such. Terms and conditions apply and more information can be obtained via advice@pndales.co.uk
PNDALES Ltd is Authorised and Regulated by the Financial
Conduct Authority. A typical fee for mortgage advice is £300.

NEW Mortgage Comparison Tool

Our New Mortgage Comparison Tool is now live on the Web site:

The system can either show you a Best Buys Table based on a set of questions or you can drill down and to a more specific range of products suited to your needs. You can then select the mortgage you like the look of and select the email button. We will then help check that you fit criteria and help submit your application.
The tool, compares the whole of the market, but only uses a small selection criteria to produce a snapshot of the products on the market and as such can not and does not offer advice. Please contact us to ensure that the mortgage is suitable for your needs and that you fit criteria DALES IFA are an Independent Mortgage Adviser.
Please Contact DALES IFA at our Newark office 01636 642 844 or Nottingham 01158 320 265 or email advice@pndales.co.uk
Authorised and Regulated by the Financial Services Authority