Current 2 year best buys, based on a 65% Loan To Value.
TMW (The Mortgage Works) – 2.75% fixed until 31/07/13 – total fees of £1,036 (in valuation)
Woolwich – 3.08% with a 20 month Fixed rate – total fees of £948.93
L&G – Leeds Building Soc with a 4.69% fixed until 31/05/2013 – total fees of £559 (inc valuation)
Newcastle Building Soc with a 4.64% fixed until 30/06/2013, but the fees increase to £1,350 (inc valuation)
Coventry -2.29% – bank base +1.79% for 25 months – total fees of £1,012
Nationwide – 2.75% – Bank Base +2.25% for 5 years fees are very low at £124
These are just best buys, they are only shown as an example of the type of rates available, you should always seek advice when buying a mortgage. As Independent Financial Advisers, we are able to select and advise from the Whole of the Market.
The loans above are based on a 65% loan to value on a house costing £250,000.
You may not fit the criteria of the above lenders.
For Further information, or advice
phone: 01636 642 844 or 0115 832 0265.
PNDALES LTD are authorised and regulated by the Financial services authority. You home may be at risk if you fail to keep up payments on any loan secured against it. PNDALES Ltd a typical fee for mortgage advice is £350, the precise amount will depend upon your circumstances